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Business Insurance — Softech Business
IRDA-Compliant · Expert-Guided · Claims Supported

Business Insurance Solutions

Protect What You've Built — Before Risk Strikes

Comprehensive business insurance tailored for Indian enterprises. From property and liability to employee and assets — one advisor, complete protection.

🛡️ IRDA Compliant
⚡ Instant Policy Issuance
📞 Dedicated Claims Support
🏢 SME & Enterprise Plans
Policy Overview Dashboard
LIVE
Active Policies
247
↑ 18 new this month
Claims Settled
₹4.2Cr
98.4% success rate
Avg. Response
4 hrs
Claims handling time
Partners
18+
Insurance providers
🏢 Commercial PropertyACTIVE
⚖️ Public LiabilityACTIVE
👷 Workmen CompensationCLAIM
🔥 Fire & BurglaryRENEW
🏛️
IRDA CompliantRegulated & government approved
📋
Compare & BuyMultiple insurers in one place
🤝
Expert Claims SupportDedicated manager at every step
🔄
Renewal RemindersNever miss a policy deadline
What's Covered

Complete Business Insurance
Coverage Under One Roof

From protecting physical assets to covering legal liabilities — our business insurance suite guards every dimension of your enterprise.

⚖️

Public Liability Insurance

Protects your business from legal claims by third parties for bodily injury or property damage caused by your operations.

Third-Party InjuryProperty DamageLegal Defence
👷

Workmen Compensation

Mandatory coverage ensuring your employees receive compensation for work-related injuries, illnesses, or fatalities.

Injury CoverDisability PayDeath Benefit
💻

Cyber Liability Insurance

Covers financial losses arising from data breaches, cyber attacks, ransomware, and IT system failures for your business.

Data BreachRansomwareIT Liability
📦

Marine & Transit Insurance

Protect goods in transit — domestic or international — from damage, loss, or theft across road, rail, sea, and air.

Domestic TransitExport/ImportCargo Damage
🔐

Directors & Officers (D&O)

Shields company directors and officers from personal losses if they are sued for alleged wrongful acts in managing the company.

Management LiabilityLegal CostsRegulatory Action
Top Business Risks — Uninsured Impact
🔥Fire & Natural Disaster
88%
⚖️Legal & Liability Suits
74%
💻Cyber Attacks
68%
🚚Goods in Transit Loss
55%
👷Workplace Accidents
62%
Why It Matters

Why Your Business Needs Insurance Today

Over 60% of SMEs that suffer an uninsured major loss never fully recover. Business insurance isn't just a safety net — it's a strategic asset that keeps your operations resilient.

🛡️
Financial ProtectionManage unexpected losses & emergency expenses without derailing operations
🧘
Peace of MindReduce stress by securing your business future — focus on growth, not risks
Compliance & TrustMeet legal obligations and build credibility with clients, banks & investors
📈
Business ContinuityRecover faster post-incident with claim payouts that fund your comeback
Get a Free Risk Assessment →
Insurance Plans

Flexible Plans for Every Business Size

Whether you're a startup or an enterprise, choose a plan that fits your scale and budget — or get a fully custom policy built for your needs.

Starter
Custom / tailored pricing

Ideal for small businesses, solo entrepreneurs & new startups needing essential coverage.

  • Commercial property cover (basic)
  • Public liability insurance
  • Fire & burglary protection
  • Workmen compensation (up to 10 staff)
  • Digital policy management
  • Email & phone support
Get Quote →
Enterprise
Custom / fully bespoke

Comprehensive coverage for large businesses, manufacturing units & multi-location operations.

  • Everything in Business Pro
  • Directors & Officers (D&O)
  • Product liability insurance
  • Professional indemnity
  • Multi-site & multi-asset cover
  • Annual policy review & audit
  • On-site claims assistance
Get Quote →
247+
Policies Issued
18+
Insurance Partners
98%
Claims Success Rate
4hr
Avg. Claims Response
How It Works

Our Simple 5-Step Process

From consultation to claim settlement — our team is with you at every step of your insurance journey.

01
🔍

Risk Assessment

We analyse your business operations, assets, and liabilities to identify coverage needs.

02
📊

Plan Comparison

We compare policies from 18+ insurers and present you the best-fit options at optimal premiums.

03
📋

Policy Selection

You choose the plan. We handle all paperwork, documentation, and KYC — completely hassle-free.

04
🚀

Instant Issuance

Policy issued digitally within hours. Access your coverage documents anytime through our portal.

05
🎉

Claims & Renewal

We manage your claims end-to-end and send timely renewal reminders so you're never exposed.

Industries We Cover

Business Insurance Built for
Every Sector

🏭

Manufacturing

Plant, machinery & product liability

🏗️

Construction

Contractor all-risk & workers cover

🏥

Healthcare

Medical malpractice & asset protection

🛒

Retail & Distribution

Stock, transit & shop-front cover

💻

IT & Tech

Cyber liability & professional indemnity

🚛

Logistics

Fleet, cargo & warehouse protection

🎓

Education

Property, liability & student welfare

🚀

Startups & SMEs

Affordable bundled starter policies

Client Stories

What Our Clients Say

★★★★★

"Softech guided us through the entire insurance process — from comparing plans to getting our claim settled within 5 days after a warehouse fire. Incredible support team."

PR
Rajesh Sharma
MD, PR Components Pvt. Ltd
★★★★★

"We never knew how under-insured we were until Softech did a full risk assessment. They got us proper liability cover and now our business operations feel truly secure."

WB
Vikram Singh
Founder, Wootz Buildsys
★★★★★

"The best part is having one advisor who knows our business. No more running between insurers. Softech handles renewals, claims, and queries — all in one place."

GI
Gurpreet Singh
CEO, Giani Ice Cream Pvt. Ltd
FAQs

Frequently Asked Questions

Answers to the most common questions about business insurance from our clients.

We offer commercial property insurance, public & product liability, workmen compensation, cyber liability, marine & transit cover, D&O insurance, and bundled business packages — tailored for SMEs to large enterprises.

Our advisors conduct a free risk assessment of your operations, assets, workforce, and liabilities. Based on this, we recommend the most appropriate coverage from our panel of 18+ insurer partners — at competitive premiums.

Most standard business policies are issued digitally within 24–48 hours of completing the proposal form and KYC. Complex or high-value policies may take 3–5 business days.

You notify us of any incident and we assign a dedicated claims manager immediately. We handle the entire process — surveyor coordination, documentation, insurer follow-up — until your claim is settled. Our average response time is under 4 hours.

Workmen compensation insurance is legally mandatory for businesses with employees. Other types like fire, liability, and cyber are not legally compelled but are strongly recommended — and often required by banks, investors, or clients for contracts.

Yes. We offer bundled business owner policies (BOP) that combine property, liability, and other coverages into a single, cost-effective plan — reducing paperwork and ensuring no coverage gaps across your business.

Secure Your Business with Expert Insurance

Tell us about your business and our insurance advisors will design a custom coverage plan — absolutely free, no obligation.

We respect your privacy. No spam — just expert advice from a dedicated advisor.

📞 Call Us Now