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Softech Business
Softech Business
Simplify | Optimize | Succeed
Employee Insurance Solutions — Softech Business
🛡️ IRDA-Compliant  |  Trusted Advisor

Protect Your Team with Smart Employee Insurance

Comprehensive group health, life, and accident coverage for your entire workforce — managed digitally, backed by India's top insurers, and customised for your business size.

Get Free Consultation →Explore Plans
✅ Zero Paperwork✅ Cashless Claims✅ Family Coverage✅ GST Invoice
Employee Coverage Dashboard Live
Employees Covered
1,248
↑ 12% this quarter
Claims Settled
98.6%
↑ Settlement Rate
Sum Assured
₹5Cr+
↑ Group Cover
Avg. Premium
₹4,800
↓ Per Employee/yr
Health Cover94%
Life Cover87%
Accident Cover91%
Group HealthTerm LifeAccidentalMaternity
Partnered with India's Leading Insurers
📋 Coverage Plans

Flexible Employee Insurance Plans for Every Business

From startups with 5 employees to enterprises with 5,000+ — we design coverage that fits your headcount, budget, and compliance needs.

🏢
Group Health Insurance
Comprehensive medical coverage for employees and their dependents with cashless hospitalisation across 10,000+ hospitals.
  • Cashless hospitalisation
  • Pre & post hospitalisation
  • Maternity & newborn cover
  • Day care procedures
  • Mental health coverage
  • Ambulance charges
Most Popular
🛡️
Group Term Life
Financial security for employees' families with a lump-sum payout on death. Available with accidental and critical illness riders.
  • Sum assured 10–50× salary
  • Accidental death benefit
  • Critical illness rider
  • Permanent disability cover
  • Portable on employment change
  • Tax benefit under Sec 80D
⚕️
Personal Accident Cover
Protects employees against accidental injuries, permanent disability, and loss of income — especially vital for field and factory workers.
  • Accidental death lump sum
  • Permanent total disability
  • Partial disability benefit
  • Weekly income compensation
  • Education benefit for children
  • Medical expense reimbursement
✨ Key Benefits

Why Businesses Choose Our Employee Insurance

End-to-end digital insurance management that saves time, reduces costs, and keeps your employees protected and productive.

💻
100% Digital Onboarding
Enrol your entire team online in minutes. No physical forms, no visits — just upload employee data and we handle everything else.
🏥
10,000+ Cashless Hospitals
Access to a pan-India network of empanelled hospitals. Employees get direct admission without out-of-pocket advance payments.
⚡
Instant Claims Support
Dedicated claims relationship manager. Real-time status tracking and 24×7 helpline so claims never get stuck in bureaucracy.
📊
Live Policy Dashboard
Track coverage, claims status, renewals, and premium analytics from one unified employer dashboard.
🔄
Easy Mid-Term Additions
Add new joiners or remove exited employees mid-policy with pro-rated premium adjustments — no new policy needed.
📋
Full Compliance Ready
GST-compliant invoices, IRDA-regulated policies, and full audit trails to satisfy HR audits and statutory insurance obligations.
500+
Companies Insured
50,000+
Employees Covered
98.6%
Claims Settlement Rate
30%
Average Premium Savings
🎯 Why Softech

Built for Modern Businesses

  • 1

    Multi-Insurer Comparison

    We compare plans across 20+ insurers so you get the best coverage at the lowest premium — no bias, no commissions hidden from you.

  • 2

    Dedicated Relationship Manager

    A single point of contact for your HR team — from enrollment to claims to renewals. No helpdesk queues, just direct expert access.

  • 3

    HR Software Integration

    Plug directly into your HRMS or payroll software. Automate new joiner enrollment and leaver removal without manual data entry.

  • 4

    Employee Self-Service App

    Employees access their e-card, policy documents, claim status, and hospital locator via a simple mobile app — zero HR involvement.

📊 Coverage Performance — 2025–26
Claims Filed3,847+22% YoY
Avg. Processing Time4.2 DaysIndustry: 9 Days
Renewal Rate96.3%Excellent
Client Satisfaction4.8 / 5★★★★★
Premium Saved (Avg.)₹1,240Per Employee
🚀 Our Process

Get Your Team Covered in 5 Simple Steps

From first call to policy issuance — we make it fast, transparent, and completely hassle-free for your HR team.

01
🔍
Needs Assessment
We understand your employee count, demographics, budget, and compliance requirements.
02
📋
Plan Comparison
Side-by-side comparison of plans from 20+ insurers with full benefit breakdown.
03
✅
Policy Issuance
100% paperless policy issuance. Receive master policy and e-cards within 48 hours.
04
🎓
Employee Briefing
We conduct a benefits orientation for your team and explain how to use the app and file claims.
05
🎉
Ongoing Support
Year-round claims support, mid-term additions, renewals, and policy management.
❤️ Happy Customers

What Our Clients Have to Say

Real feedback from HR heads and business owners who trust Softech for their employee insurance.

★★★★★
"Softech handled our group health policy for 200+ employees seamlessly. The claims process is fast, and our HR team barely spends any time managing it. Best decision we made."
PR
Rajesh Sharma
MD, PR Components Pvt. Ltd
★★★★★
"The digital dashboard is brilliant. I can see which employees have active cover, track claims in real time, and add new joiners myself. Renewal was equally effortless."
WB
Vikram Singh
Founder, Wootz Buildsys
★★★★★
"Our factory workers now have accident and health cover for the first time. The premium was 30% less than what we were quoted elsewhere. Softech really did the hard work."
GT
Gurpreet Singh
Director, Gurunanak Tools
❓ FAQs

Frequently Asked Questions

Everything you need to know before enrolling your team in a group insurance policy.

Most group health and term life policies require a minimum of 7 employees. However, we work with insurers who offer cover starting from 5 employees for small businesses and startups.
Yes. Most group health plans allow you to extend coverage to spouse, dependent children (up to age 25), and parents or parents-in-law at an additional premium. The exact definition of dependents may vary by insurer.
For planned hospitalisation, employees pre-authorise admission at a network hospital using their e-card. For emergencies, they can seek treatment first and submit reimbursement documents within 30 days. Our team supports every step.
Coverage for a departing employee is cancelled from the exit date, and a pro-rated premium refund is credited for the unused period. The process is handled through our digital portal — no paperwork needed from HR.
Yes. Premiums paid by an employer for group health and term life insurance for employees are treated as a business expense and are fully tax-deductible under the Income Tax Act. GST-compliant invoices are provided.
Coverage typically begins from the policy start date, which is usually within 24–48 hours of premium payment. E-cards are issued digitally to each employee immediately upon policy activation.

Ready to Protect Your Entire Workforce?

Get a free, no-obligation quote tailored to your employee count, industry, and budget. Most policies go live within 48 hours.

📅 Get Free Consultation📞 Call Us Now
✓ No commitment required
✓ Compare 20+ insurers
✓ Policy in 48 hours
✓ IRDA-regulated advisors
📋 Free Consultation

Let's Build Your Perfect Coverage Plan

Tell us about your business and we'll design a group insurance solution that fits your headcount, budget, and compliance requirements — completely free, no strings attached.

  • 🚀
    Policy issued in 24–48 hours after approval
  • 🇮🇳
    IRDA-registered advisors with 10+ years experience
  • 🎧
    Dedicated HR support manager assigned on Day 1
  • 📊
    Real-time claims and policy dashboard access

📋 Request a Free Insurance Quote

Fill in your details and we'll get back within 2 hours on business days.